Budget


    There’s a new American Dream.   It has nothing to do with owning a house, buying a fancy car, or having a good job.   Instead, we want independence from the corporate environment. A way to escape the rat race and spend our time doing what we want, on our terms.   The dream is to work on projects that you enjoy. Things that are important to you, […]

Here’s a Quick Guide to Financial Independence (In 5 Easy Steps)


If you know anything about personal finance, you know that buying a car is one of the worst investments you can make. A car is what is known as a depreciating asset, which is just a fancy way of saying it’s value goes down instead of up the second you buy it.   Take a brand spanking new BMW X3 for example. You can buy one for $45,000 brand new. […]

How You Can Have A Free Car For Life



    If you want to cut cable and save money, I have put together a list of tools to get started. You can get your copy HERE (Hint; One of these tools will save you over $20 a month).   You don’t have cable?!   You can bet your bottom dollar I don’t, and I couldn’t be happier. I didn’t cut my cable because of need or deprivation, I […]

Get Rid of Cable Once and For All!


    Lately, I have seen a lot of what I call “house shaming” floating around the internet. The battle of buy vs. rent has become ever so heated.   Every news publication is coming out with reasons why you should, or should not buy a house.   Robert Kyosaki, the author of Rich Dad Poor Dad, is famous for saying that your house is not an asset (I will […]

Is Buying a House for Suckers?



  Let’s get real. Money is something that we must have in order to thrive. A tool that can unlock a world of time and freedom. Yet, many of us spend so little time actually thinking about it.   Maybe you have been taught to fear money. It was a taboo topic to discuss in your household so you resent the thought of it.   Well, today I want to […]

7 Ways to Become Awesome With Your Money


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  Let me get a show of hands.   Who has ever bought something from Amazon and said to themselves: “This is such a good decision, that I am going to sell this at a garage sale one day!”   **Crickets Chirping***   Now, let me ask you another question.   I hate questions.   Just one more.   Fine.     How often do you ask yourself “Will this […]

Every Action You Take Is A Vote – Make It Count



Ah, the student loan. It made life so easy when we needed it most. Until the massive debt monster revealed itself after graduation. Most of us college graduates have them. If you do, don’t stress. I want to make the payoff process easier for you. We paid off my wife’s $21,000 loan in less than a year, on a modest salary. You can do the same, you just have to […]

The 7 Best Ways to Pay Down Your Student Loans Fast


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    Like this post? Get the printable version and checklist here!   This could be your best year yet. I’m not talking about just one area of your life, but exploding your growth in all areas. From your career, finances, relationships, and knowledge. It all weighs on the shoulders of the habits you create.     It is ingrained in us to get better. To push beyond the barriers of […]

57 Ways To Accelerate Your Personal Growth



  So, you spent too much money for the holidays.   You were engulfed in a wave of generosity, feeling like Oprah on a gift binge. You get a gift, you get a gift, everybody gets a gift! It was your greatest giving year to date. You made it rain presents. Your family, friends and co-workers, have no idea what hit them.   We can’t forget your holiday party. The […]

How To Defeat The Holiday Spending Hangover


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      Many of us have been sold the American dream. You go to school, attend college, work a 9-5 for 40 years, retire, then die. Leaving us to do the things we enjoy when we are old.   Who the heck wants to live that way? Why is this the American Dream?   Well guess what? We don’t have to. You should aspire to break this as the […]

Stop Trading Time For Money



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      I was recently at a drug store picking up a few things. As I was leaving, another man was getting into his car parked right next to mine. He was a young guy, driving a 7 Series BMW. A six figure car. I thought to myself, I wonder what he does for a living?   He backed out of his parking spot and I did the same. […]

How Fancy Are Your Pants?


        In the 1980’s, a few researchers came up with a proposed idea that they thought would help reduce crime in the U.S. They called that theory ‘Broken Windows’. The idea was fairly simple, a broken window is a sign of a community that has been neglected. In turn, a community that has been neglected, is more likely to have an increase in crime rate. The hypothesis […]

Why The Small Things Matter



  Money is a tough thing to wrap our brains around sometimes. Especially when it comes to our own personal finances. It can be stressful, make you feel lost, and seem like you’re running on a treadmill.   I felt these same feelings early on in my financial life. I was in debt, frustrated, and looking for a way to figure this whole financial mess out. It’s a terrible feeling […]

You Inc.


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It has been a little over two years since we bought our first home. An experience that has in turn become a valuable education for us. As someone who loves real estate, and is a licensed realtor, I constantly have real estate on the mind. I want to make sure that first time home buyers do not make the same mistakes I see so many folks make. If you are […]

How to Buy A House



If I had a nickel for every time I heard the greatest lie ever told, I would have a plethora of nickels. A boatload of sorts, because I hear the same tall tale from every single person who has ever been in love. Every person who has ever asked their significant other to marry them. What is that lie you ask?   “We are just going to have a small […]

The $29,650 Lie We All Tell Ourselves


  Hey Everyone! I wrote a guest post for Stefan’s blog over at The Millennial Budget on how to find your retirement number! Check out the full post over at The Millennial Budget!     What if I told you a single number can change your life. It can give set parameters to your financial goals that will set you up to retire much sooner than you ever thought you could. […]

How To Find Your Retirement Number