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Download the free ebook, Negotiate Your Salary, A step-by-step guide to asking your boss for a raise! It will give you every step to getting a raise and includes free scripts and printable checklists! Increasing your income is the foundation for building wealth. Learning how to ask your boss for a raise is the quickest path to get there. As you will soon learn, it is a skill.  One of […]

How to Ask for a Raise From Your Boss (And Get It)


Let’s just call it like it is. Your debt is a burden.  You need to get rid of it once and for all. I am going to show you how to pay off debt the fast way. The amazing thing is, you will have options.  I still remember the day I got my shiny new credit card in the mail. It was my first card that I got to “build […]

How to Pay Off Debt (The Fast Way)



Renowned artist Chuck Close’s said one of the most profound quotes to finding success in anything you want in life.  “Inspiration is for amateurs. The rest of us just show up and get to work.” No matter who you are, you can become a professional.  You don’t need a fancy degree or a perfect SAT score.  What you do need is the willpower to change your attitude, and the hunger […]

How to be a Professional


Woman and Son
Life Happens.  It is not a matter of if an emergency comes up, but WHEN.  When it hits the fan, you need to be ready financially.  Because having a cash cushion is not about restriction. It is about having freedom and peace of mind.  Removing the burden that a financial misstep can create. Maybe your car breaks down. Your house unexpectedly needs a new roof, or you lose your job.  […]

The Ultimate Guide to Saving an Emergency Fund



Automate Your MONEY
Conventional wisdom will say that motivation is the key to changing our habits. “Maybe if you wanted it badly enough, you would make sure it gets done.”  But let’s get real, what we really want is the path of least resistance. We want to take the easier route.  Many “productivity gurus” will tell you this is a dumb strategy. What they fail to recognize, is that it is actually a […]

How to Automate Your Finances: The Set it and Forget It System


Producer or Consumer
Unless you produce more than you consume you are going to fail.  It was the first time in my life I realized what the secret was.  A gradual process has led to a single moment. Something I had been hunting down for some time. The question was simple.  What do successful people do that others don’t?  You’ll see the internet plastered with fluff that doesn’t really lead to true results.  […]

Producer Vs. Consumer – How to Change Your Mindset and Your Life



Sunny Health and fitness spin bike
Want to build your own DIY Peloton? Check out all the gear you need here! If you have ever seen a commercial for a Peloton bike on TV, you want one. I found myself in this situation. Having a fancy spin bike that can provide workout classes in the comfort your own home is extremely appealing.  So I whipped out my iPhone and headed over to Peloton’s website to see […]

DIY Peloton: How To Build Your Own Smart Bike For Less


When you are first starting out, there is only one thing that should be on your mind when it comes to money. You want it to GROW. The only way to grow your money is to invest. It is plain and simple.  Sticking your money in a checking account or under a mattress will never allow your money to reach its full potential.  But how do you know where to […]

How to Invest Your First $100



Save your first 100k
I saved 100k before I turned 25.  It was the most difficult financial milestone I have ever tried to accomplish. Nothing has yet to compare.  Charlie Munger, who is Warren Buffett’s right-hand man famously said this at one of Berkshire Hathaway’s annual shareholder meetings.  The first $100,000 is a b*#%h, but you gotta do it.  Chuck talked about how necessary it is to get to that point.  I don’t care […]

How to Save Your First $100K


Woman Reading
Dollar After Dollar is powered by readers. If you click through using affiliate links on our site, we earn a commission at no additional cost to you. You deserve some time to relax. Why not accelerate your growth while you are at it. As anyone who is an entrepreneur knows, we hardly have time to eat lunch let alone weed through books. As I continue to my goal to read […]

The Best Business Books That Will Make You a Better Entrepreneur



What is a dividend?
A dividend is a distribution of earnings paid to the company’s shareholders. It is a magnificent benefit of owning shares of companies with strong profits. A company will make excess cash, and stuff that cash into shareholders’ pockets every quarter. They are a wonderful way to reward folks for their investment in a company. What is a Dividend? Dividends are paid by the company to the shareholders of the company. […]

What Is A Dividend?


Index funds are mutual funds that come with a portfolio designed to track or match a financial index. Index mutual funds provide: Lower risk (due to diversification) Low costs (many charges less than 0.05% compared to 1% charged by actively managed mutual funds) Broader market exposure through diversification It doesn’t matter what state the market is in; the funds will follow the benchmark set by the index. An index fund […]

What Is An Index Fund?



Boats traveling in the water.
When you start planning for your retirement, there is one question that you must ask yourself. How much is enough?  You may hear about fancy financial rules that you don’t know much about. One that is constantly discussed is the 4% rule in retirement. The 4% rule is one of the rules of thumb thrown around in the finance world. It is also known as the safe withdrawal rate or […]

What is the 4% Rule in Retirement?


Watch your 401k grow
Quick Answer: A 401K is a retirement savings plan that you can get through your employer or job. The advantage of investing your money into a 401K is that you do not have to pay taxes on the money you put it. You will only pay taxes on your money when you withdraw the money. You can contribute $19,500 per year. There is also an additional catch up contribution for […]

What is a 401(k) Retirement Plan and How Does it Work?



Health Savings Account
Quick Answer: A Health Savings Account or HSA, is a sponsored health plan that you open up at work. The contributions you make are tax-free, and you can invest those contributions. You can only open an HSA if you have a high deductible health plan. You can use those contributions for medical expenses. We all will need medical attention someday, why not pay for that medical attention without getting hammered […]

What Is a Health Savings Account (HSA)?


    Most people who are just getting started in life think they are going to be millionaires.   According to recent study, 53% of millennial’s were of the utmost confidence they would become millionaires.   Some people may say this is “youthful exuberance”. Millennial’s may think it is easier to become a millionaire than what reality may suggest. They see the success coming from tech tycoons and think they […]

13 Ways to Make a Million Dollars