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    Have you noticed a trend?   It would be hard to miss if you have ever read a news feed.   Every article is plastered with morning routine advice. That advice is always followed up with wake up early.   What are you supposed to do with that early morning time they say?   Mediate (or just sleep sitting up because it’s 5am).   Journal.   Eat Breakfast.   Affirmations.   Do advanced acrobatics.   Read the latest book Bill Gates recommends.   The list goes on..   Here’s something new, you do not have to wake up […]

Please Stop Telling Me I Need to Wake Up Early ...


      Here in Florida, we experience hurricanes that can devastate an entire city. They can turn a city into complete chaos (a la hurricane Harvey and Irma). The good thing about hurricanes, is that we know when they are coming. We can prepare by stocking up on water bottles, canned food, and flashlights.   In the midwest, they have a force of nature that can cause the same damage, but arrives like a thief in the night. Tornados. They destroy cities without any warning. There’s no time to prepare, and no time to evacuate the city.   I […]

Hold On To Your Fancy Pants, There’s a Recession Coming



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      Are you tired of watching all those basics posting photos in foreign lands to their Instagram with inspirational quotes as captions? Maybe you want to pose with dolphins, zip line over waterfalls, or sip vino in Rome. If you proclaimed yes with each comma you read, then do I have a treat for you.   Welcome to travel hacking.   Today I am going to give you an introduction to one of the most rewarding hacks in the world. A hack that changed your life for the better. We call it travel hacking, but it’s better known […]

How We Travel The World For Free


  Let’s get real. Money is something that we must have in order to thrive. A tool that can unlock a world of time and freedom. Yet, many of us spend so little time actually thinking about it.   Maybe you have been taught to fear money. It was a taboo topic to discuss in your household so you resent the thought of it.   Well, today I want to shift that mindset. I want to make money easy for you to think and talk about. It’s not a taboo topic, it’s something to be discussed, taught, and truly thought […]

7 Ways to Become Awesome With Your Money



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  Let me get a show of hands.   Who has ever bought something from Amazon and said to themselves: “This is such a good decision, that I am going to sell this at a garage sale one day!”   **Crickets Chirping***   Now, let me ask you another question.   I hate questions.   Just one more.   Fine.     How often do you ask yourself “Will this particular “thing” increase my happiness or well being?”   Not for a week, or a month, but long term.   I am not suggesting to only go out and buy […]

Every Action You Take Is A Vote – Make It ...


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        If you are new to the Roth IRA, this is the place to be. I am going to show you the three reasons to open a Roth IRA, potential negatives, and the best ways to invest in a Roth. I will also include my Roth IRA plan and a 52 week savings challenge!   Every year, my wife and I are looking for new investment opportunities. We spend a large amount of time reading, thinking, and testing different markets. But before we do any of this, we max out our Roth IRA’s first. This is our […]

How To Use A Roth IRA To Become A Millionaire



    Ah, the student loan.   It made life so easy when we needed it most. Until the massive debt monster revealed itself after graduation. Most of us college graduates have them. If you do, don’t stress. I want to make the payoff process easier for you.   We paid off my wife’s $21,000 loan in less than a year, on a modest salary. You can do the same, you just have to be willing to put in the work.   If you’re ready to crush your student loans, keep your eyeballs moving. But first, some fun student loan […]

The 7 Best Ways to Pay Down Your Student Loans ...


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    If I could put anything on a billboard, I would write 5 simple words:   It won’t make you happy.   In college, I dreamed of life after my studies. I could not wait to make money so I could buy the things I always wanted. I had visions of buying a nice house, whipping around a fancy car and wearing the finest threads money can buy. You know, living the good life.   Is this the good life? Or just the good life we are being sold?   When I finally graduated from college, the things my […]

The Simple Path To Happiness



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      Have you ever been told you need to spend money to make money?   Many of us are not fed with a silver spoon, handed a pile of cash, or given any break on life. To me, this is not a bad thing, it actually builds character and gives us the tenacity we need to become who we are.   We begin to develop a callus to adversity. It gets easier every time. With everything that life throws at us, we can figure out how to weather the storm.   We are the Builders.   Since we […]

The Cheapest Ways To Become A Millionaire


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  I am constantly brushing off advice that I’ve heard my entire life. Eat more vegetables. Floss daily.  Read more often. The keys to happiness are people not things. Early to bed, early to rise, makes a man healthy, wealthy and wise. We seem to think we are above listening to these cliches. That we are too smart to become inspired by such piddly wisdom.   What if we changed this?   Yes, we need to push ourselves to think deeper. We need to satisfy our craving to learn and grow. But, why ignore timeless wisdom that clearly will improve […]

The Keys To Life Are In The Cliche´